Saturday, July 25, 2015

Marijuana Smokers Insurance Tips Offered By Bucks County Insurance Company

By Malinda Klosterman


Firms that offer health policies conduct medical examinations to assess how healthy an applicant is. These tests basically include blood and urine tests which are analyzed for illegal substances such as marijuana. For this reason, most marijuana smokers do not like the idea of applying for Bucks county health insurance for the sole reason of getting prosecuted. The truth is that, in case you are one, you are still eligible if you followed the following clear-cut tips.

Bear in mind that one is shielded by law thanks to the Health Insurance Portability and Accountability (HIPPA) act that makes sure there is no violation of your privacy as well as trust at any time. This is very helpful because you can rest assured that you are not on a collision course with the law despite being a marijuana smoker.

In the past, marijuana smokers were at an enormous disadvantage of being eligible for such a cover. Fortunately, nowadays there are firms that offer this even after an individual is tested positive for marijuana. This essentially means that however the result turns out, one is assured that that there is a way forward.

It is imperative to know that premium rates paid are dependent on the degree of marijuana usage. In the event that you are a heavy user, you will not enjoy benefits like affordability and wide range cover offered by a comprehensive package. This means that a non-user is bound to enjoy a lower price as compared to one who does use marijuana.

If you smoke marijuana as a form of recreation, make an effort to leave this practice before the policy application. This is because marijuana is still present in the body for a period ranging between 4 to 8 weeks depending on factors such as the rate of metabolism. Ceasing to use it for 3 months increases the likelihood of becoming eligible.

The general perception by many is that use of marijuana completely locks one out of getting a health policy. The truth is that all they need to do is get relevant information on how to handle the situation. The above suggestions will be very helpful in such a case.




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